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Savvy Living

Tips and ideas for a healthy and productive lifestyle.

Does Medicare Cover Mental Health Services?

January 17, 2025
What types of mental health services does Medicare cover? I struggle with anxiety and depression, and my primary care provider recommended that I see a therapist or psychiatrist...

The Potential Dangers of Excessive Earwax

January 10, 2025
Can excessive earwax cause serious health problems? What can you tell me about this?...

Food Assistance Programs

January 3, 2025
My parent is struggling to afford groceries and would like to know if they are eligible for food stamps or any other type of assistance program?...

Be Wary of Winter Heart Attacks

December 27, 2024
I have heard that people with heart problems need to be extra cautious during the winter because heart attacks are much more common during that time. What can you tell me about this?...

What Happens to Your Debt When You Die?

December 20, 2024
I am concerned about my credit card debt and the possibility that my children will have to pay off my debt after I die. Are my children responsible for my debt after I die?...

How to Effectively Communicate with Your Doctor

December 13, 2024
How can I improve communication with my doctors? Over the past few years, I have felt at a loss for words during appointments and need suggestions on how to be sure my concerns are addressed...

What Will Medicare Cost in 2025?

December 6, 2024
Social Security benefits will receive a 2.5% cost-of-living increase in 2025. What will Medicare Part B monthly premiums be in 2025 and when do surcharges apply for higher income beneficiaries?...

How to Make the Most of Your Doctor's Visit

November 29, 2024
What is the best way to prepare for a doctor’s appointment?...

Medication Organization Tools

November 22, 2024
Can you recommend pill boxes and medication reminder devices? I started taking several new prescription medications, in addition to the vitamins I usually take. I need a pill box that helps me organize them. What can you tell me?...

How to Write a Living Will

November 15, 2024
What is the best way to begin writing a living will? I am getting older and facing health challenges, so I would like to get this done without incurring significant expenses...

Osteoporosis Risks, Detection and Treatment Options

November 8, 2024
Can a person in their early fifties develop osteoporosis? I fell and broke my wrist last winter, and my doctor told me I might have osteoporosis...

How to Choose a Memory Care Unit for a Loved One

November 1, 2024
My parent has dementia and cannot live at home any longer. What are some things to consider in finding an excellent memory care residential facility?...

Do You Need a Pneumonia Shot?

October 25, 2024
I recently turned 65 and would like to know if I should get the pneumonia vaccine? Which type of vaccine do I need and is it covered by Medicare?...

How SSI Benefits Can Help Older Adults and the Disabled

October 18, 2024
What can you tell me about the SSI program and the eligibility requirements for older adults?...

How to Find an Affordable Medicare Prescription Drug Plan

October 11, 2024
What is the best way to compare Medicare Part D prescription drug plans? My Part D premium is increasing in 2025, and I would like to use the fall open enrollment period to find a more affordable plan...

CPAP Alternatives for Sleep Apnea

October 4, 2024
I was diagnosed with sleep apnea and have been trying to use a CPAP device for the past six months but cannot tolerate it. Are there any alternative treatment options?...

Early Signs and Symptoms of Diabetes

September 27, 2024
What are the early signs and symptoms of diabetes? I am 60 years old and was just diagnosed with type 2 diabetes. What did I miss?...

How to Find Legal Help When You Cannot Afford a Lawyer

September 20, 2024
Can you recommend any programs or organizations that provide free or low-cost legal services? I need professional legal help but have limited income and minimal savings...

Health Insurance Options for Early Retirees

September 13, 2024
I plan on retiring in a few months and need health insurance until I can enroll in Medicare. What are my options?...

Tips for Choosing a Walker

September 6, 2024
Can you give me some tips on choosing an appropriate walker for my parent? My parent has some balance issues as well as arthritis and could use a little more help than what a cane provides...